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Insurance

Posted: Tue, 03 Jul 2012, 9:28 pm
by phunkie hiboy
Just a quick question to all you Portafold owners out there, have you got your pride and joy insured and if so what cover, who with, what sort of cost and is it under an agreed value scheme?
Thanks in advance for any information.

:wave:

Re: Insurance

Posted: Tue, 03 Jul 2012, 11:05 pm
by bigbird
Hi there, I use 'Shield Insurance'...it costs me approx £56 a year and is agreed value. :clap:

Re: Insurance

Posted: Wed, 04 Jul 2012, 6:19 am
by phunkie hiboy
bigbird wrote:Hi there, I use 'Shield Insurance'...it costs me approx £56 a year and is agreed value. :clap:
Thank you. Who do you get to do the valuation?

Re: Insurance

Posted: Wed, 04 Jul 2012, 9:12 am
by Admin

Re: Insurance

Posted: Wed, 04 Jul 2012, 1:49 pm
by bigbird
Whether it's right or wrong, I just approximated the value at £1k, because I knew I'd spent 'at least' that on the caravan. I'm a little bit lapse on these things really, as we have so many vehicles to insure, I just get the best value for the lowest price, I can't afford to do it any other way....They seem to be a very good company and I've been insured with them for three years now...however, I guess you only find out just 'how' good they are, in the event of a claim :shifty:

Re: Insurance

Posted: Fri, 06 Jul 2012, 7:57 pm
by Ambubird
I joined the camping & caravan club who do insurance. Paid £45 per year for an agreed value of 2k.

Big bird, have you got a tow bar on your Smart car? I'm tempted to tow the Portafold with mine!

Re: Insurance

Posted: Mon, 09 Jul 2012, 5:56 pm
by bigbird
Hi there, Ambubird..yes i do indeed have a tow bar on my Smart, however, I would definitely not advise towing the Portafold with it.

I have two reasons for saying this.... Despite the Portafold towing like a dream, (and it does) we towed it to Hastings and during a Hilly part it nearly burnt out the clutch on the manual Volvo....so it goes without saying that you need a reasonable sized engine and secondly, at a guess it would rip out the subframe on the smart...My husband fitted the tow bar and I had a look at the underside, you really shouldn't tow anything too heavy, it's an odd construction under there.... We just use the ball hitch to tow a very light trailer (like an erde) with just a bit of grass clippings in, or to put a scissor bike rack on.

Hope this helps and I do know where you are coming from though, had I not had the experience with the Volvo and the Portafold, I probably would have been tempted too...don't do it!! :lol:

Re: Insurance

Posted: Mon, 09 Jul 2012, 7:37 pm
by Ambubird
:D Warning taken!!
We have a small trailer we could tow, I'll leave the Portafold to the bigger van.

We're off on our first trip next week, very exciting & a little bit worried. Haven't used my splitty to tow the Portafold yet. Might be the slowest trip we've ever had! :oops:

Re: Insurance

Posted: Mon, 09 Jul 2012, 8:20 pm
by bigbird
I tow ours with a Dub T4, it tows like a dream!! Have a great time! :D